Other Covers available:

Terrorism Liability (T3L):
This cover is essential for members of the tourism and services sector. It indemnifies the insured, if held liable, against injury or loss of life of employees and/or the general public sustained as a result of a terrorist act.

Business Interruption Cover:
Reimburses the insured for any loss of profit sustained as a result of a terrorist attack.

Trade Disruption Cover:
This cover is purchased by business concerns looking to protect their business from financial loss arising from an unforeseen Political or Terrorist event preventing the organization from going about its daily business.


The purchasing process of Terrorism cover is relatively straightforward. Risk managers are required to complete a Political Violence proposal form which will include the parti-culars of the business, a list of losses or threats in the past 5 years security arrangements and details of surrounding buildings and operations. In the proposal insureds also have the option of selecting a loss limit. For example, if one’s business is valued at 10,000,000 USD it is not necessary for cover to be taken out for the full value and insureds may opt for a first loss limit of their choice.

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